Covid-19 update - The Financial Conduct Authority has issued updated guidance to lenders regarding further support to customers affected by COVID-19. We’ve updated our support pages in line with this. Find out more

Affordability calculator

How much could your customers borrow? 

Need help with the calculator?

Click here to read the help page with handy tips for each section.

Find out more

Get an instant estimate of what your customer could borrow based on their income and financial commitments. 

During the application process we’ll ask for a more detailed breakdown of their income and outgoings, this could change the amount we lend. 

This calculator is for new business only. For calculations for existing customers, please call our enquiry line on 0345 266 8928*.

When using the calculator for contractors please enter 80% of the annualised gross contracting income, in line with our lending criteria.

Need help completing the calculator? Read our affordability calculator help page.

Loading

This calculator provides an indication only. It is not a legally binding mortgage offer and places Bank of Ireland UK at no obligation to provide your customer with a mortgage. All applications must meet our standard lending criteria and are subject to assessment. The amount your customer could borrow may be less than displayed following this assessment.

Get an instant estimate of what your customer could borrow based on their income and financial commitments. 

During the application process we’ll ask for a more detailed breakdown of their income and outgoings, this could change the amount we lend. 

This calculator is for new business only. For calculations for existing customers, please call our enquiry line on 0345 266 8928*.

When using the calculator for contractors please enter 80% of the annualised gross contracting income, in line with our lending criteria.

Need help completing the calculator? Read our affordability calculator help page.

Need help with the calculator?

Click here to read the help page with handy tips for each section.

Find out more

Put us to the test

Our award winning application system makes sure your time with us is well spent. 

Online offers and valuations
Download your applicant's offer and valuation
Document upload
Securely upload multiple documents in minutes
Case messaging
Message your underwriter directly
Document bundling
See everything in one place for quicker compliance evidencing