Covid-19 update - The Financial Conduct Authority has issued updated guidance to lenders regarding further support to customers affected by COVID-19. We’ve updated our support pages in line with this. Find out more

Residential mortgages

Here's what you need to know about our residential products.

Get in touch

Speak to our team for online support, case updates or any other business enquiries.

0345 266 8928* Lines are open 9am - 5pm Mon to Fri.

Get in touch

Our residential mortgages meet the changing needs of your customers, whether they’re first time buyers, moving home or simply wanting to remortgage.

Our AIPs only leave a soft footprint, so your customer can rest easy knowing their credit score won’t be affected until they're ready to go ahead. When they are, you can convert the AIP to a full application with a hard footprint.

Fixed rates - up to 85% LTV for purchases and remortgages and 85% LTV for purchases only. Your customers can choose to secure a rate for 2, 3 or 5 years
Variable rates - up to 85% LTV for purchases and remortgages and 85% LTV for purchases only.

Check whether your customers and their property meet our lending criteria requirements and check their affordability here.

Speak to your BDM for more information.

Get in touch

Speak to our team for online support, case updates or any other business enquiries.

0345 266 8928* Lines are open 9am - 5pm Mon to Fri.

Get in touch

Speak to our team for online support, case updates or any other business enquiries.

Lines are open 9am - 5pm Mon to Fri.

0345 266 8928^*

On Sunday 29th November, due to planned maintenance, our online application system will be unavailable between 8am to 12pm. There may also be intermittent periods of downtime throughout the day. We apologise for any inconvenience caused.