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The Bank of Ireland Standard Variable Rate is currently 4.09%. The Bank of England Base Rate is currently 0.10%The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 25/11/2020.

70% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.10% Fixed

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.9% APRC £1495

Repayment Methods:

 

Capital Repayment

 

Part & Part (Interest Only element maximum 60% LTV)

3% until 31/03/2022 then 2% until 31/03/2023 NTS
5 Yrs 2.44% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.6% APRC £1495

Repayment Methods:

 

Capital Repayment

 

Part & Part (Interest Only element maximum 60% LTV)

4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 NTT
75% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2,10% Fixed

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.9% APRC £1495

Repayment Methods:

 

Capital Repayment

 

Part & Part (Interest Only element maximum 60% LTV)

3% until 31/03/2022 then 2% until 31/03/2023 NTU
5 Yrs 2.44% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.6% APRC £1495

Repayment Methods:

 

Capital Repayment

 

Part & Part (Interest Only element maximum 60% LTV)

4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 NTV
85% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.87% Fixed

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

4.0% APRC £1495

£250 Cashback paid to solicitor with advance

 

Standard Valuation Fee paid by Lender

 

Minimum Loan £50,000

 

Repayment Methods:

 

Capital Repayment

3% until 31/03/2022 then 2% until 31/03/2023 NVH
5 Yrs 3.02% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.8% APRC £1495

£250 Cashback paid to solicitor with advance

 

Standard Valuation Fee paid by Lender

 

Minimum Loan £50,000

 

Repayment Methods:

 

Capital Repayment

4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 NVJ
85% LTV | Residential Standard Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable 4.09% Variable

which is our Standard Variable Rate for the entire mortgage term

4.2% APRC £0

No Additional Features

 

None MTY
60% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.50% Fixed

until 31/03/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.2% APRC £1495

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed on Rental Income only (Interest Cover Ratio)

3% until 31/03/2022 then 2% until 31/03/2023 NRM
5 Yrs 1.92% Fixed

until 31/03/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

3.6% APRC £1495

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed on Rental Income only (Interest Cover Ratio)

4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 NRN
75% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.81% Fixed

until 31/03/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.3% APRC £1495

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed on Rental Income only (Interest Cover Ratio)

3% until 31/03/2022 then 2% until 31/03/2023 NRP
5 Yrs 2.12% Fixed

until 31/03/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

3.7% APRC £1495

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed on Rental Income only (Interest Cover Ratio)

4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 NRQ
60% LTV | Buy to Let Fixed Rates | Top Slicing Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.50% Fixed

until 31/03/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.1% APRC £1495

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed using applicants' personal income to cover shortfall in rental calculation

3% until 31/03/2022 then 2% until 31/03/2023 NRZ
5 Yrs 1.92% Fixed

until 31/03/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

3.5% APRC £1495

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed using applicants' personal income to cover shortfall in rental calculation

4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 NSA
75% LTV | Buy to Let Fixed Rates | Top Slicing Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.81% Fixed

until 31/03/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.2% APRC £1495

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed using applicants' personal income to cover shortfall in rental calculation

3% until 31/03/2022 then 2% until 31/03/2023 NSB
5 Yrs 2.12% Fixed

until 31/03/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

3.6% APRC £1495

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed using applicants' personal income to cover shortfall in rental calculation

 

4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 NSC

70% LTV | Residential Fixed Rates Print products

Term2
Rate2.10% Fixed
CodeNTS
Description

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Capital Repayment

 

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term5
Rate2.44% Fixed
CodeNTT
Description

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.6% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Capital Repayment

 

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026

75% LTV | Residential Fixed Rates Print products

Term2
Rate2,10% Fixed
CodeNTU
Description

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Capital Repayment

 

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term5
Rate2.44% Fixed
CodeNTV
Description

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.6% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Capital Repayment

 

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026

85% LTV | Residential Fixed Rates Print products

Term2
Rate2.87% Fixed
CodeNVH
Description

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£1495
Features

£250 Cashback paid to solicitor with advance

 

Standard Valuation Fee paid by Lender

 

Minimum Loan £50,000

 

Repayment Methods:

 

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term5
Rate3.02% Fixed
CodeNVJ
Description

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£1495
Features

£250 Cashback paid to solicitor with advance

 

Standard Valuation Fee paid by Lender

 

Minimum Loan £50,000

 

Repayment Methods:

 

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026

85% LTV | Residential Standard Variable Rate Print products

TermStandard Variable
Rate4.09% Variable
CodeMTY
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

No Additional Features

 

Early Repayment Charges (% of the sum repaid)
None

60% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) Print products

Term2
Rate1.50% Fixed
CodeNRM
Description

until 31/03/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed on Rental Income only (Interest Cover Ratio)

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term5
Rate1.92% Fixed
CodeNRN
Description

until 31/03/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
3.6% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed on Rental Income only (Interest Cover Ratio)

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026

75% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) Print products

Term2
Rate1.81% Fixed
CodeNRP
Description

until 31/03/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.3% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed on Rental Income only (Interest Cover Ratio)

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term5
Rate2.12% Fixed
CodeNRQ
Description

until 31/03/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
3.7% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed on Rental Income only (Interest Cover Ratio)

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026

60% LTV | Buy to Let Fixed Rates | Top Slicing Print products

Term2
Rate1.50% Fixed
CodeNRZ
Description

until 31/03/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.1% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed using applicants' personal income to cover shortfall in rental calculation

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term5
Rate1.92% Fixed
CodeNSA
Description

until 31/03/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
3.5% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed using applicants' personal income to cover shortfall in rental calculation

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026

75% LTV | Buy to Let Fixed Rates | Top Slicing Print products

Term2
Rate1.81% Fixed
CodeNSB
Description

until 31/03/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed using applicants' personal income to cover shortfall in rental calculation

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term5
Rate2.12% Fixed
CodeNSC
Description

until 31/03/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
3.6% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed using applicants' personal income to cover shortfall in rental calculation

 

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026

Definitions

Standard legal fees: if your product states that standard legal fees are paid by the lender, we will pay the fees if you use our nominated solicitors. Additional legal work may incur additional fees, please refer to our lending criteria for full details. Terms and conditions apply.

Interest Only and Part & Part mortgages: Please see our lending criteria for terms and conditions.

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