Covid-19 update - We’re closely monitoring developments and making changes as appropriate to help you, our customers and our colleagues. Find out more

Products

Find the right products to suit your customers

If your customer is transferring their existing Post Office Mortgage, click here.

Register

Register now to submit business.

You’ll need to be a member of our approved panel to submit business.

Use the filters below to find the right product for your customer.

Filter Products

Showing 15 Products

The Bank of Ireland Standard Variable Rate is currently 4.09%. The Bank of England Base Rate is currently 0.10%The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 18/09/2020.

70% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.90% Fixed

until 30/11/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.9% APRC £1495

Repayment Methods:

 

Capital Repayment

 

Part & Part (Interest Only element maximum 60% LTV)

3% until 30/11/2021 then 2% until 30/11/2022 NQV
5 Yrs 2.24% Fixed

until 30/11/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.6% APRC £1495

Repayment Methods:

 

Capital Repayment

 

Part & Part (Interest Only element maximum 60% LTV)

4% until 30/11/2022 then 3% until 30/11/2024 then 2% until 30/11/2025 NQW
75% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.90% Fixed

until 30/11/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.9% APRC £1495

Repayment Methods:

 

Capital Repayment

 

Part & Part (Interest Only element maximum 60% LTV)

3% until 30/11/2021 then 2% until 30/11/2022 NQX
5 Yrs 2.24% Fixed

until 30/11/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.6% APRC £1495

Repayment Methods:

 

Capital Repayment

 

Part & Part (Interest Only element maximum 60% LTV)

4% until 30/11/2022 then 3% until 30/11/2024 then 2% until 30/11/2025 NQY
85% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.13% Fixed

until 30/11/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

4.1% APRC £1495

Repayment Methods:

 

Capital Repayment

3% until 30/11/2021 then 2% until 30/11/2022 NQZ
5 Yrs 3.26% Fixed

until 30/11/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.9% APRC £1495

Repayment Methods:

 

Capital Repayment

4% until 30/11/2022 then 3% until 30/11/2024 then 2% until 30/11/2025 NRA
85% LTV | Residential Standard Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable 4.09% Variable

which is our Standard Variable Rate for the entire mortgage term

4.2% APRC £0

No Additional Features

 

None MTY
60% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.42% Fixed

until 30/11/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.2% APRC £1495

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed on Rental Income only (Interest Cover Ratio)

3% until 30/11/2021 then 2% until 30/11/2022 NPW
5 Yrs 1.85% Fixed

until 30/11/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

3.6% APRC £1495

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed on Rental Income only (Interest Cover Ratio)

4% until 30/11/2022 then 3% until 30/11/2024 then 2% until 30/11/2025 NPX
75% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.73% Fixed

until 30/11/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.3% APRC £1495

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed on Rental Income only (Interest Cover Ratio)

3% until 30/11/2021 then 2% until 30/11/2022 NPY
5 Yrs 2.07% Fixed

until 30/11/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

3.7% APRC £1495

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed on Rental Income only (Interest Cover Ratio)

4% until 30/11/2022 then 3% until 30/11/2024 then 2% until 30/11/2025 NPZ
60% LTV | Buy to Let Fixed Rates | Top Slicing Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.42% Fixed

until 30/11/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.1% APRC £1495

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed using applicants' personal income to cover shortfall in rental calculation

3% until 30/11/2021 then 2% until 30/11/2022 NQE
5 Yrs 1.85% Fixed

until 30/11/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

3.5% APRC £1495

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed using applicants' personal income to cover shortfall in rental calculation

4% until 30/11/2022 then 3% until 30/11/2024 then 2% until 30/11/2025 NQF
75% LTV | Buy to Let Fixed Rates | Top Slicing Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.73% Fixed

until 30/11/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.2% APRC £1495

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed using applicants' personal income to cover shortfall in rental calculation

3% until 30/11/2021 then 2% until 30/11/2022 NQG
5 Yrs 2.07% Fixed

until 30/11/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

3.6% APRC £1495

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed using applicants' personal income to cover shortfall in rental calculation

 

4% until 30/11/2022 then 3% until 30/11/2024 then 2% until 30/11/2025 NQH

70% LTV | Residential Fixed Rates Print products

Term2
Rate1.90% Fixed
CodeNQV
Description

until 30/11/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Capital Repayment

 

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2021 then 2% until 30/11/2022
Term5
Rate2.24% Fixed
CodeNQW
Description

until 30/11/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.6% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Capital Repayment

 

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2022 then 3% until 30/11/2024 then 2% until 30/11/2025

75% LTV | Residential Fixed Rates Print products

Term2
Rate1.90% Fixed
CodeNQX
Description

until 30/11/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Capital Repayment

 

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2021 then 2% until 30/11/2022
Term5
Rate2.24% Fixed
CodeNQY
Description

until 30/11/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.6% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Capital Repayment

 

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2022 then 3% until 30/11/2024 then 2% until 30/11/2025

85% LTV | Residential Fixed Rates Print products

Term2
Rate3.13% Fixed
CodeNQZ
Description

until 30/11/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2021 then 2% until 30/11/2022
Term5
Rate3.26% Fixed
CodeNRA
Description

until 30/11/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2022 then 3% until 30/11/2024 then 2% until 30/11/2025

85% LTV | Residential Standard Variable Rate Print products

TermStandard Variable
Rate4.09% Variable
CodeMTY
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

No Additional Features

 

Early Repayment Charges (% of the sum repaid)
None

60% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) Print products

Term2
Rate1.42% Fixed
CodeNPW
Description

until 30/11/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed on Rental Income only (Interest Cover Ratio)

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2021 then 2% until 30/11/2022
Term5
Rate1.85% Fixed
CodeNPX
Description

until 30/11/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
3.6% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed on Rental Income only (Interest Cover Ratio)

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2022 then 3% until 30/11/2024 then 2% until 30/11/2025

75% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) Print products

Term2
Rate1.73% Fixed
CodeNPY
Description

until 30/11/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.3% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed on Rental Income only (Interest Cover Ratio)

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2021 then 2% until 30/11/2022
Term5
Rate2.07% Fixed
CodeNPZ
Description

until 30/11/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
3.7% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed on Rental Income only (Interest Cover Ratio)

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2022 then 3% until 30/11/2024 then 2% until 30/11/2025

60% LTV | Buy to Let Fixed Rates | Top Slicing Print products

Term2
Rate1.42% Fixed
CodeNQE
Description

until 30/11/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.1% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed using applicants' personal income to cover shortfall in rental calculation

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2021 then 2% until 30/11/2022
Term5
Rate1.85% Fixed
CodeNQF
Description

until 30/11/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
3.5% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed using applicants' personal income to cover shortfall in rental calculation

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2022 then 3% until 30/11/2024 then 2% until 30/11/2025

75% LTV | Buy to Let Fixed Rates | Top Slicing Print products

Term2
Rate1.73% Fixed
CodeNQG
Description

until 30/11/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed using applicants' personal income to cover shortfall in rental calculation

Early Repayment Charges (% of the sum repaid)
3% until 30/11/2021 then 2% until 30/11/2022
Term5
Rate2.07% Fixed
CodeNQH
Description

until 30/11/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
3.6% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed using applicants' personal income to cover shortfall in rental calculation

 

Early Repayment Charges (% of the sum repaid)
4% until 30/11/2022 then 3% until 30/11/2024 then 2% until 30/11/2025

Definitions

Standard legal fees: if your product states that standard legal fees are paid by the lender, we will pay the fees if you use our nominated solicitors. Additional legal work may incur additional fees, please refer to our lending criteria for full details. Terms and conditions apply.

Interest Only and Part & Part mortgages: Please see our lending criteria for terms and conditions.

Register

Register now to submit business.

You’ll need to be a member of our approved panel to submit business.

Put us to the test

Our award winning application system makes sure your time with us is well spent. 

Online offers and valuations
Download your applicant's offer and valuation
Document upload
Securely upload multiple documents in minutes
Case messaging
Message your underwriter directly
Document bundling
See everything in one place for quicker compliance evidencing

Changes to our criteria

Close

We’ve made some temporary changes to our criteria, so we can continue to lend responsibly. Please see our Covid-19 page for more details.