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The Bank of Ireland Standard Variable Rate is currently 4.09%. The Bank of England Base Rate is currently 0.10%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 25/11/2020.
| Term | Rate | Description | The Overall Cost of Comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
|---|---|---|---|---|---|---|---|
| 2 Yrs | 2.10% Fixed | until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
3.9% APRC | £1495 | Repayment Methods:
Capital Repayment
Part & Part (Interest Only element maximum 60% LTV) | 3% until 31/03/2022 then 2% until 31/03/2023 | NTS |
| 5 Yrs | 2.44% Fixed | until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
3.6% APRC | £1495 | Repayment Methods:
Capital Repayment
Part & Part (Interest Only element maximum 60% LTV) | 4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 | NTT |
| Term | Rate | Description | The Overall Cost of Comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
|---|---|---|---|---|---|---|---|
| 2 Yrs | 2,10% Fixed | until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
3.9% APRC | £1495 | Repayment Methods:
Capital Repayment
Part & Part (Interest Only element maximum 60% LTV) | 3% until 31/03/2022 then 2% until 31/03/2023 | NTU |
| 5 Yrs | 2.44% Fixed | until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
3.6% APRC | £1495 | Repayment Methods:
Capital Repayment
Part & Part (Interest Only element maximum 60% LTV) | 4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 | NTV |
| Term | Rate | Description | The Overall Cost of Comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
|---|---|---|---|---|---|---|---|
| 2 Yrs | 2.87% Fixed | until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
4.0% APRC | £1495 | £250 Cashback paid to solicitor with advance
Standard Valuation Fee paid by Lender
Minimum Loan £50,000
Repayment Methods:
Capital Repayment | 3% until 31/03/2022 then 2% until 31/03/2023 | NVH |
| 5 Yrs | 3.02% Fixed | until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
3.8% APRC | £1495 | £250 Cashback paid to solicitor with advance
Standard Valuation Fee paid by Lender
Minimum Loan £50,000
Repayment Methods:
Capital Repayment | 4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 | NVJ |
| Term | Rate | Description | The Overall Cost of Comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
|---|---|---|---|---|---|---|---|
| Standard Variable | 4.09% Variable | which is our Standard Variable Rate for the entire mortgage term |
4.2% APRC | £0 | No Additional Features
| None | MTY |
| Term | Rate | Description | The Overall Cost of Comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
|---|---|---|---|---|---|---|---|
| 2 Yrs | 1.50% Fixed | until 31/03/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term |
4.2% APRC | £1495 | Repayment Methods:
Interest Only
Part & Part
Capital Repayment
Affordability assessed on Rental Income only (Interest Cover Ratio) | 3% until 31/03/2022 then 2% until 31/03/2023 | NRM |
| 5 Yrs | 1.92% Fixed | until 31/03/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term |
3.6% APRC | £1495 | Repayment Methods:
Interest Only
Part & Part
Capital Repayment
Affordability assessed on Rental Income only (Interest Cover Ratio) | 4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 | NRN |
| Term | Rate | Description | The Overall Cost of Comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
|---|---|---|---|---|---|---|---|
| 2 Yrs | 1.81% Fixed | until 31/03/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term |
4.3% APRC | £1495 | Repayment Methods:
Interest Only
Part & Part
Capital Repayment
Affordability assessed on Rental Income only (Interest Cover Ratio) | 3% until 31/03/2022 then 2% until 31/03/2023 | NRP |
| 5 Yrs | 2.12% Fixed | until 31/03/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term |
3.7% APRC | £1495 | Repayment Methods:
Interest Only
Part & Part
Capital Repayment
Affordability assessed on Rental Income only (Interest Cover Ratio) | 4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 | NRQ |
| Term | Rate | Description | The Overall Cost of Comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
|---|---|---|---|---|---|---|---|
| 2 Yrs | 1.50% Fixed | until 31/03/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term |
4.1% APRC | £1495 | Repayment Methods:
Interest Only
Part & Part
Capital Repayment
Affordability assessed using applicants' personal income to cover shortfall in rental calculation | 3% until 31/03/2022 then 2% until 31/03/2023 | NRZ |
| 5 Yrs | 1.92% Fixed | until 31/03/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term |
3.5% APRC | £1495 | Repayment Methods:
Interest Only
Part & Part
Capital Repayment
Affordability assessed using applicants' personal income to cover shortfall in rental calculation | 4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 | NSA |
| Term | Rate | Description | The Overall Cost of Comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
|---|---|---|---|---|---|---|---|
| 2 Yrs | 1.81% Fixed | until 31/03/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term |
4.2% APRC | £1495 | Repayment Methods:
Interest Only
Part & Part
Capital Repayment
Affordability assessed using applicants' personal income to cover shortfall in rental calculation | 3% until 31/03/2022 then 2% until 31/03/2023 | NSB |
| 5 Yrs | 2.12% Fixed | until 31/03/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term |
3.6% APRC | £1495 | Repayment Methods:
Interest Only
Part & Part
Capital Repayment
Affordability assessed using applicants' personal income to cover shortfall in rental calculation
| 4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 | NSC |
until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable
Repayment Methods:
Capital Repayment
Part & Part (Interest Only element maximum 60% LTV)
until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable
Repayment Methods:
Capital Repayment
Part & Part (Interest Only element maximum 60% LTV)
until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable
Repayment Methods:
Capital Repayment
Part & Part (Interest Only element maximum 60% LTV)
until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable
Repayment Methods:
Capital Repayment
Part & Part (Interest Only element maximum 60% LTV)
until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable
£250 Cashback paid to solicitor with advance
Standard Valuation Fee paid by Lender
Minimum Loan £50,000
Repayment Methods:
Capital Repayment
until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable
£250 Cashback paid to solicitor with advance
Standard Valuation Fee paid by Lender
Minimum Loan £50,000
Repayment Methods:
Capital Repayment
which is our Standard Variable Rate for the entire mortgage term
No Additional Features
until 31/03/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term
Repayment Methods:
Interest Only
Part & Part
Capital Repayment
Affordability assessed on Rental Income only (Interest Cover Ratio)
until 31/03/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term
Repayment Methods:
Interest Only
Part & Part
Capital Repayment
Affordability assessed on Rental Income only (Interest Cover Ratio)
until 31/03/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term
Repayment Methods:
Interest Only
Part & Part
Capital Repayment
Affordability assessed on Rental Income only (Interest Cover Ratio)
until 31/03/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term
Repayment Methods:
Interest Only
Part & Part
Capital Repayment
Affordability assessed on Rental Income only (Interest Cover Ratio)
until 31/03/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term
Repayment Methods:
Interest Only
Part & Part
Capital Repayment
Affordability assessed using applicants' personal income to cover shortfall in rental calculation
until 31/03/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term
Repayment Methods:
Interest Only
Part & Part
Capital Repayment
Affordability assessed using applicants' personal income to cover shortfall in rental calculation
until 31/03/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term
Repayment Methods:
Interest Only
Part & Part
Capital Repayment
Affordability assessed using applicants' personal income to cover shortfall in rental calculation
until 31/03/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term
Repayment Methods:
Interest Only
Part & Part
Capital Repayment
Affordability assessed using applicants' personal income to cover shortfall in rental calculation
Standard legal fees: if your product states that standard legal fees are paid by the lender, we will pay the fees if you use our nominated solicitors. Additional legal work may incur additional fees, please refer to our lending criteria for full details. Terms and conditions apply.
Interest Only and Part & Part mortgages: Please see our lending criteria for terms and conditions.
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On Sunday 29th November, due to planned maintenance, our online application system will be unavailable between 8am to 12pm. There may also be intermittent periods of downtime throughout the day. We apologise for any inconvenience caused.