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The Bank of Ireland Standard Variable Rate is currently 4.09%. The Bank of England Base Rate is currently 0.10%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 18/09/2020.
| Term | Rate | Description | The Overall Cost of Comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
|---|---|---|---|---|---|---|---|
| 2 Yrs | 1.90% Fixed | until 30/11/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
3.9% APRC | £1495 | Repayment Methods:
Capital Repayment
Part & Part (Interest Only element maximum 60% LTV) | 3% until 30/11/2021 then 2% until 30/11/2022 | NQV |
| 5 Yrs | 2.24% Fixed | until 30/11/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
3.6% APRC | £1495 | Repayment Methods:
Capital Repayment
Part & Part (Interest Only element maximum 60% LTV) | 4% until 30/11/2022 then 3% until 30/11/2024 then 2% until 30/11/2025 | NQW |
| Term | Rate | Description | The Overall Cost of Comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
|---|---|---|---|---|---|---|---|
| 2 Yrs | 1.90% Fixed | until 30/11/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
3.9% APRC | £1495 | Repayment Methods:
Capital Repayment
Part & Part (Interest Only element maximum 60% LTV) | 3% until 30/11/2021 then 2% until 30/11/2022 | NQX |
| 5 Yrs | 2.24% Fixed | until 30/11/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
3.6% APRC | £1495 | Repayment Methods:
Capital Repayment
Part & Part (Interest Only element maximum 60% LTV) | 4% until 30/11/2022 then 3% until 30/11/2024 then 2% until 30/11/2025 | NQY |
| Term | Rate | Description | The Overall Cost of Comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
|---|---|---|---|---|---|---|---|
| 2 Yrs | 3.13% Fixed | until 30/11/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
4.1% APRC | £1495 | Repayment Methods:
Capital Repayment | 3% until 30/11/2021 then 2% until 30/11/2022 | NQZ |
| 5 Yrs | 3.26% Fixed | until 30/11/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
3.9% APRC | £1495 | Repayment Methods:
Capital Repayment | 4% until 30/11/2022 then 3% until 30/11/2024 then 2% until 30/11/2025 | NRA |
| Term | Rate | Description | The Overall Cost of Comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
|---|---|---|---|---|---|---|---|
| Standard Variable | 4.09% Variable | which is our Standard Variable Rate for the entire mortgage term |
4.2% APRC | £0 | No Additional Features
| None | MTY |
| Term | Rate | Description | The Overall Cost of Comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
|---|---|---|---|---|---|---|---|
| 2 Yrs | 1.42% Fixed | until 30/11/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term |
4.2% APRC | £1495 | Repayment Methods:
Interest Only
Part & Part
Capital Repayment
Affordability assessed on Rental Income only (Interest Cover Ratio) | 3% until 30/11/2021 then 2% until 30/11/2022 | NPW |
| 5 Yrs | 1.85% Fixed | until 30/11/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term |
3.6% APRC | £1495 | Repayment Methods:
Interest Only
Part & Part
Capital Repayment
Affordability assessed on Rental Income only (Interest Cover Ratio) | 4% until 30/11/2022 then 3% until 30/11/2024 then 2% until 30/11/2025 | NPX |
| Term | Rate | Description | The Overall Cost of Comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
|---|---|---|---|---|---|---|---|
| 2 Yrs | 1.73% Fixed | until 30/11/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term |
4.3% APRC | £1495 | Repayment Methods:
Interest Only
Part & Part
Capital Repayment
Affordability assessed on Rental Income only (Interest Cover Ratio) | 3% until 30/11/2021 then 2% until 30/11/2022 | NPY |
| 5 Yrs | 2.07% Fixed | until 30/11/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term |
3.7% APRC | £1495 | Repayment Methods:
Interest Only
Part & Part
Capital Repayment
Affordability assessed on Rental Income only (Interest Cover Ratio) | 4% until 30/11/2022 then 3% until 30/11/2024 then 2% until 30/11/2025 | NPZ |
| Term | Rate | Description | The Overall Cost of Comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
|---|---|---|---|---|---|---|---|
| 2 Yrs | 1.42% Fixed | until 30/11/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term |
4.1% APRC | £1495 | Repayment Methods:
Interest Only
Part & Part
Capital Repayment
Affordability assessed using applicants' personal income to cover shortfall in rental calculation | 3% until 30/11/2021 then 2% until 30/11/2022 | NQE |
| 5 Yrs | 1.85% Fixed | until 30/11/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term |
3.5% APRC | £1495 | Repayment Methods:
Interest Only
Part & Part
Capital Repayment
Affordability assessed using applicants' personal income to cover shortfall in rental calculation | 4% until 30/11/2022 then 3% until 30/11/2024 then 2% until 30/11/2025 | NQF |
| Term | Rate | Description | The Overall Cost of Comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
|---|---|---|---|---|---|---|---|
| 2 Yrs | 1.73% Fixed | until 30/11/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term |
4.2% APRC | £1495 | Repayment Methods:
Interest Only
Part & Part
Capital Repayment
Affordability assessed using applicants' personal income to cover shortfall in rental calculation | 3% until 30/11/2021 then 2% until 30/11/2022 | NQG |
| 5 Yrs | 2.07% Fixed | until 30/11/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term |
3.6% APRC | £1495 | Repayment Methods:
Interest Only
Part & Part
Capital Repayment
Affordability assessed using applicants' personal income to cover shortfall in rental calculation
| 4% until 30/11/2022 then 3% until 30/11/2024 then 2% until 30/11/2025 | NQH |
until 30/11/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable
Repayment Methods:
Capital Repayment
Part & Part (Interest Only element maximum 60% LTV)
until 30/11/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable
Repayment Methods:
Capital Repayment
Part & Part (Interest Only element maximum 60% LTV)
until 30/11/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable
Repayment Methods:
Capital Repayment
Part & Part (Interest Only element maximum 60% LTV)
until 30/11/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable
Repayment Methods:
Capital Repayment
Part & Part (Interest Only element maximum 60% LTV)
until 30/11/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable
Repayment Methods:
Capital Repayment
until 30/11/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable
Repayment Methods:
Capital Repayment
which is our Standard Variable Rate for the entire mortgage term
No Additional Features
until 30/11/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term
Repayment Methods:
Interest Only
Part & Part
Capital Repayment
Affordability assessed on Rental Income only (Interest Cover Ratio)
until 30/11/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term
Repayment Methods:
Interest Only
Part & Part
Capital Repayment
Affordability assessed on Rental Income only (Interest Cover Ratio)
until 30/11/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term
Repayment Methods:
Interest Only
Part & Part
Capital Repayment
Affordability assessed on Rental Income only (Interest Cover Ratio)
until 30/11/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term
Repayment Methods:
Interest Only
Part & Part
Capital Repayment
Affordability assessed on Rental Income only (Interest Cover Ratio)
until 30/11/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term
Repayment Methods:
Interest Only
Part & Part
Capital Repayment
Affordability assessed using applicants' personal income to cover shortfall in rental calculation
until 30/11/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term
Repayment Methods:
Interest Only
Part & Part
Capital Repayment
Affordability assessed using applicants' personal income to cover shortfall in rental calculation
until 30/11/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term
Repayment Methods:
Interest Only
Part & Part
Capital Repayment
Affordability assessed using applicants' personal income to cover shortfall in rental calculation
until 30/11/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term
Repayment Methods:
Interest Only
Part & Part
Capital Repayment
Affordability assessed using applicants' personal income to cover shortfall in rental calculation
Standard legal fees: if your product states that standard legal fees are paid by the lender, we will pay the fees if you use our nominated solicitors. Additional legal work may incur additional fees, please refer to our lending criteria for full details. Terms and conditions apply.
Interest Only and Part & Part mortgages: Please see our lending criteria for terms and conditions.
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