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The Bank of Ireland Standard Variable Rate is currently 4.09%. The Bank of England Base Rate is currently 0.10%The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 31/03/2021.

70% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.10% Fixed

until 30/06/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.9% APRC £1495

Repayment Methods:

 

Capital Repayment

 

Part & Part (Interest Only element maximum 60% LTV)

3% until 30/06/2022 then 2% until 30/06/2023 Y5Y
5 Yrs 2.44% Fixed

until 30/06/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.6% APRC £1495

Repayment Methods:

 

Capital Repayment

 

Part & Part (Interest Only element maximum 60% LTV)

4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026 Y5Z
75% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.10% Fixed

until 30/06/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.9% APRC £1495

Repayment Methods:

 

Capital Repayment

 

Part & Part (Interest Only element maximum 60% LTV)

3% until 30/06/2022 then 2% until 30/06/2023 Y6A
5 Yrs 2.44% Fixed

until 30/06/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.6% APRC £1495

Repayment Methods:

 

Capital Repayment

 

Part & Part (Interest Only element maximum 60% LTV)

4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026 Y6B
85% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.80% Fixed

until 30/06/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

4.0% APRC £1495

Standard Valuation Fee paid by Lender

 

Repayment Methods:

 

Capital Repayment

3% until 30/06/2022 then 2% until 30/06/2023 Y6C
5 Yrs 2.96% Fixed

until 30/06/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.8% APRC £1495

Standard Valuation Fee paid by Lender

 

Repayment Methods:

 

Capital Repayment

4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026 Y6D
90% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.65% Fixed

until 30/06/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

4.1% APRC £0

Standard Valuation Fee paid by Lender

 

Minimum Loan £150,000

 

Repayment Methods:

 

Capital Repayment

3% until 30/06/2022 then 2% until 30/06/2023 Y6E
5 Yrs 3.65% Fixed

until 30/06/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

4.0% APRC £0

Standard Valuation Fee paid by Lender

 

Minimum Loan £150,000

 

Repayment Methods:

 

Capital Repayment

4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026 Y6F
85% LTV | Residential Standard Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable 4.09% Variable

which is our Standard Variable Rate for the entire mortgage term

4.2% APRC £0

No Additional Features

 

None MTY
60% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.50% Fixed

until 30/06/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.2% APRC £1495

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed on Rental Income only (Interest Cover Ratio)

3% until 30/06/2022 then 2% until 30/06/2023 Y6G
5 Yrs 2.02% Fixed

until 30/06/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

3.7% APRC £1495

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed on Rental Income only (Interest Cover Ratio)

4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026 Y8M
75% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.77% Fixed

until 30/06/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.3% APRC £1495

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed on Rental Income only (Interest Cover Ratio)

3% until 30/06/2022 then 2% until 30/06/2023 Y8N
5 Yrs 2.22% Fixed

until 30/06/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

3.8% APRC £1495

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed on Rental Income only (Interest Cover Ratio)

4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026 Y8P
60% LTV | Buy to Let Fixed Rates | Top Slicing Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.50% Fixed

until 30/06/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.1% APRC £1495

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed using applicants' personal income to cover shortfall in rental calculation

3% until 30/06/2022 then 2% until 30/06/2023 Y6L
5 Yrs 2.02% Fixed

until 31/03/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

3.6% APRC £1495

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed using applicants' personal income to cover shortfall in rental calculation

4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026 Y8Q
75% LTV | Buy to Let Fixed Rates | Top Slicing Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.77% Fixed

until 30/06/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.2% APRC £1495

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed using applicants' personal income to cover shortfall in rental calculation

3% until 30/06/2022 then 2% until 30/06/2023 Y8R
5 Yrs 2.22% Fixed

until 30/06/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

3.7% APRC £1495

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed using applicants' personal income to cover shortfall in rental calculation

 

4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026 Y8S

70% LTV | Residential Fixed Rates Print products

Term2
Rate2.10% Fixed
CodeY5Y
Description

until 30/06/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Capital Repayment

 

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
3% until 30/06/2022 then 2% until 30/06/2023
Term5
Rate2.44% Fixed
CodeY5Z
Description

until 30/06/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.6% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Capital Repayment

 

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026

75% LTV | Residential Fixed Rates Print products

Term2
Rate2.10% Fixed
CodeY6A
Description

until 30/06/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Capital Repayment

 

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
3% until 30/06/2022 then 2% until 30/06/2023
Term5
Rate2.44% Fixed
CodeY6B
Description

until 30/06/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.6% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Capital Repayment

 

Part & Part (Interest Only element maximum 60% LTV)

Early Repayment Charges (% of the sum repaid)
4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026

85% LTV | Residential Fixed Rates Print products

Term2
Rate2.80% Fixed
CodeY6C
Description

until 30/06/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£1495
Features

Standard Valuation Fee paid by Lender

 

Repayment Methods:

 

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 30/06/2022 then 2% until 30/06/2023
Term5
Rate2.96% Fixed
CodeY6D
Description

until 30/06/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£1495
Features

Standard Valuation Fee paid by Lender

 

Repayment Methods:

 

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026

90% LTV | Residential Fixed Rates Print products

Term2
Rate3.65% Fixed
CodeY6E
Description

until 30/06/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

Standard Valuation Fee paid by Lender

 

Minimum Loan £150,000

 

Repayment Methods:

 

Capital Repayment

Early Repayment Charges (% of the sum repaid)
3% until 30/06/2022 then 2% until 30/06/2023
Term5
Rate3.65% Fixed
CodeY6F
Description

until 30/06/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Features

Standard Valuation Fee paid by Lender

 

Minimum Loan £150,000

 

Repayment Methods:

 

Capital Repayment

Early Repayment Charges (% of the sum repaid)
4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026

85% LTV | Residential Standard Variable Rate Print products

TermStandard Variable
Rate4.09% Variable
CodeMTY
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

No Additional Features

 

Early Repayment Charges (% of the sum repaid)
None

60% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) Print products

Term2
Rate1.50% Fixed
CodeY6G
Description

until 30/06/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed on Rental Income only (Interest Cover Ratio)

Early Repayment Charges (% of the sum repaid)
3% until 30/06/2022 then 2% until 30/06/2023
Term5
Rate2.02% Fixed
CodeY8M
Description

until 30/06/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
3.7% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed on Rental Income only (Interest Cover Ratio)

Early Repayment Charges (% of the sum repaid)
4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026

75% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) Print products

Term2
Rate1.77% Fixed
CodeY8N
Description

until 30/06/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.3% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed on Rental Income only (Interest Cover Ratio)

Early Repayment Charges (% of the sum repaid)
3% until 30/06/2022 then 2% until 30/06/2023
Term5
Rate2.22% Fixed
CodeY8P
Description

until 30/06/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
3.8% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed on Rental Income only (Interest Cover Ratio)

Early Repayment Charges (% of the sum repaid)
4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026

60% LTV | Buy to Let Fixed Rates | Top Slicing Print products

Term2
Rate1.50% Fixed
CodeY6L
Description

until 30/06/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.1% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed using applicants' personal income to cover shortfall in rental calculation

Early Repayment Charges (% of the sum repaid)
3% until 30/06/2022 then 2% until 30/06/2023
Term5
Rate2.02% Fixed
CodeY8Q
Description

until 31/03/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
3.6% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed using applicants' personal income to cover shortfall in rental calculation

Early Repayment Charges (% of the sum repaid)
4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026

75% LTV | Buy to Let Fixed Rates | Top Slicing Print products

Term2
Rate1.77% Fixed
CodeY8R
Description

until 30/06/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed using applicants' personal income to cover shortfall in rental calculation

Early Repayment Charges (% of the sum repaid)
3% until 30/06/2022 then 2% until 30/06/2023
Term5
Rate2.22% Fixed
CodeY8S
Description

until 30/06/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
3.7% APRC
Product Fee
£1495
Features

Repayment Methods:

 

Interest Only

 

Part & Part

 

Capital Repayment

 

Affordability assessed using applicants' personal income to cover shortfall in rental calculation

 

Early Repayment Charges (% of the sum repaid)
4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026

Definitions

Standard legal fees: if your product states that standard legal fees are paid by the lender, we will pay the fees if you use our nominated solicitors. Additional legal work may incur additional fees, please refer to our lending criteria for full details. Terms and conditions apply.

Interest Only and Part & Part mortgages: Please see our lending criteria for terms and conditions.

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