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Transfer products

If your customer is looking to transfer their mortgage rate, you'll find all our existing customer products below.

Product transfer

Is your customer thinking of transferring their mortgage rate? Find out what options are available to them.

How it works

You can transfer their mortgage if you or your firm introduced your customer's current mortgage after June 2014. If you did not initially introduce your customer's mortgage or the mortgage started before June 2014, call our intermediary enquiry line on 0345 266 8928*. 

Use our new business products for new customer cases.

Filter Products

Showing 49 Products

The Bank of Ireland Standard Variable Rate is currently 4.09%. The Bank of England Base Rate is currently 0.1%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 25/02/2021.

60% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.87% Fixed

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 4.0% APRC £995

None

 3% until 30/04/2022 then 2% until 30/04/2023 X7X
2 Yrs 3.11% Fixed

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.9% APRC £0

None

 3% until 30/04/2022 then 2% until 30/04/2023 X7Y
5 Yrs 3.07% Fixed

until 30/04/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.7% APRC £995

None

 4% until 30/04/2023 then 3% until 30/04/2025 then 2% until 30/04/2026 X7Z
5 Yrs 3.23% Fixed

until 30/04/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.7% APRC £0

None

 4% until 30/04/2023 then 3% until 30/04/2025 then 2% until 30/04/2026 X8A
75% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.87% Fixed

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 4.0% APRC £995

None

 3% until 30/04/2022 then 2% until 30/04/2023 X8B
2 Yrs 3.11% Fixed

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.9% APRC £0

None

 3% until 30/04/2022 then 2% until 30/04/2023 X8C
5 Yrs 3.07% Fixed

until 30/04/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.7% APRC £995

None

 4% until 30/04/2023 then 3% until 30/04/2025 then 2% until 30/04/2026 X8D
5 Yrs 3.23% Fixed

until 30/04/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.7% APRC £0

None

 4% until 30/04/2023 then 3% until 30/04/2025 then 2% until 30/04/2026 X8E
85% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.37% Fixed

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 4.1% APRC £995

None

 3% until 30/04/2022 then 2% until 30/04/2023 X8F
2 Yrs 3.62% Fixed

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 4.1% APRC £0

None

 3% until 30/04/2022 then 2% until 30/04/2023 X8G
5 Yrs 3.43% Fixed

until 30/04/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.9% APRC £995

None

 4% until 30/04/2023 then 3% until 30/04/2025 then 2% until 30/04/2026 X8H
5 Yrs 3.68% Fixed

until 30/04/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 4.0% APRC £0

None

 4% until 30/04/2023 then 3% until 30/04/2025 then 2% until 30/04/2026 X8J
90% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.72% Fixed

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 4.1% APRC £0

None

 3% until 30/04/2022 then 2% until 30/04/2023 X8K
5 Yrs 3.80% Fixed

until 30/04/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 4.0% APRC £0

None

 4% until 30/04/2023 then 3% until 30/04/2025 then 2% until 30/04/2026 X8L
All LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.89% Fixed

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 4.1% APRC £0

None

 3% until 30/04/2022 then 2% until 30/04/2023 X8M
5 Yrs 3.99% Fixed

until 30/04/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 4.1% APRC £0

None

 4% until 30/04/2023 then 3% until 30/04/2025 then 2% until 30/04/2026 X8N
All LTV | Residential Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Any Term 4.09% Variable

which is our Standard Variable Rate for the entire mortgage term

 4.2% APRC £0

None

 None 9S8
75% LTV | First Start Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.91% Fixed

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.9% APRC £0

None

 3% until 31/03/2022 then 2% until 31/03/2023 T8S
5 Yrs 3.03% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.7% APRC £0

None

 4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 T8T
85% LTV | First Start Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.62% Fixed

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 4.1% APRC £0

None

 3% until 31/03/2022 then 2% until 31/03/2023 T8U
5 Yrs 3.68% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 4.0% APRC £0

None

 4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 T8V
90% LTV | First Start Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.64% Fixed

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 4.1% APRC £0

None

 3% until 31/03/2022 then 2% until 31/03/2023 T8W
5 Yrs 3.85% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 4.1% APRC £0

None

 4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 T8X
All LTV | First Start Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.89% Fixed

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 4.1% APRC £0

None

 3% until 31/03/2022 then 2% until 31/03/2023 T8Y
5 Yrs 3.99% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 4.1% APRC £0

None

 4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 T8Z
All LTV | First Start Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Any Term 4.09% Variable

which is our Standard Variable Rate for the entire mortgage term

 4.2% APRC £0

None

 None 9S7
75% LTV | Help to Buy Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.91% Fixed

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.9% APRC £0

None

 3% until 31/03/2022 then 2% until 31/03/2023 T9A
5 Yrs 3.03% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 3.6% APRC £0

None

 4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 T9B
85% LTV | Help to Buy Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.62% Fixed

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 4.1% APRC £0

None

 3% until 31/03/2022 then 2% until 31/03/2023 T9C
5 Yrs 3.68% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 4.0% APRC £0

None

 4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 T9D
90% LTV | Help to Buy Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.64% Fixed

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 4.1% APRC £0

None

 3% until 31/03/2022 then 2% until 31/03/2023 T9E
5 Yrs 3.85% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 4.1% APRC £0

None

 4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 T9F
All LTV | Help to Buy Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.89% Fixed

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 4.1% APRC £0

None

 3% until 31/03/2022 then 2% until 31/03/2023 T9G
5 Yrs 3.99% Fixed

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

 4.1% APRC £0

None

 4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026 T9H
All LTV | Help to Buy Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Any Term 4.09% Variable

which is our Standard Variable Rate for the entire mortgage term

 4.2% APRC £0

None

 None 9S6
60% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.97% Fixed

until 30/04/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

 4.4% APRC £995

None

 3% until 30/04/2022 then 2% until 30/04/2023 X8P
5 Yrs 3.17% Fixed

until 30/04/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

 4.0% APRC £995

None

 4% until 30/04/2023 then 3% until 30/04/2025 then 2% until 30/04/2026 X8R
75% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.15% Fixed

until 30/04/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

 4.4% APRC £995

None

 3% until 30/04/2022 then 2% until 30/04/2023 X8T
5 Yrs 3.40% Fixed

until 30/04/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

 4.2% APRC £995

None

 4% until 30/04/2023 then 3% until 30/04/2025 then 2% until 30/04/2026 X8V
All LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.99% Fixed

until 30/04/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

 4.5% APRC £0

None

 3% until 30/04/2022 then 2% until 30/04/2023 X8X
5 Yrs 4.30% Fixed

until 30/04/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

 4.5% APRC £0

None

 4% until 30/04/2023 then 3% until 30/04/2025 then 2% until 30/04/2026 X8Y
All LTV | Buy to Let Variable Rate | ICR (Interest Cover Ratio) Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Any Term 4.59% Variable

which is Bank of England Base Rate plus 4.49% for the entire mortgage term

 4.7% APRC £0

None

 None 5N9
60% LTV | Buy to Let Fixed Rates | Top Slicing Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.97% Fixed

until 30/04/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

 4.4% APRC £995

None

 3% until 30/04/2022 then 2% until 30/04/2023 Y5H
5 Yrs 3.17% Fixed

until 30/04/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

 4.0% APRC £995

None

 4% until 30/04/2023 then 3% until 30/04/2025 then 2% until 30/04/2026 Y5K
75% LTV | Buy to Let Fixed Rates | Top Slicing Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.15% Fixed

until 30/04/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

 4.4% APRC £995

None

 3% until 30/04/2022 then 2% until 30/04/2023 Y5M
5 Yrs 3.40% Fixed

until 30/04/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

 4.2% APRC £995

None

 4% until 30/04/2023 then 3% until 30/04/2025 then 2% until 30/04/2026 Y5P
All LTV | Buy to Let Fixed Rates | Top Slicing Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.99% Fixed

until 30/04/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

 4.5% APRC £0

None

 3% until 30/04/2022 then 2% until 30/04/2023 Y5R
5 Yrs 4.30% Fixed

until 30/04/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

 4.5% APRC £0

None

 4% until 30/04/2023 then 3% until 30/04/2025 then 2% until 30/04/2026 Y5S
All LTV | Buy to Let Variable Rate | Top Slicing Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Any Term 4.59% Variable

which is Bank of England Base Rate plus 4.49% for the entire mortgage term

 4.7% APRC £0

None

 None Y5T

60% LTV | Residential Fixed Rates Print products

Term2
Rate2.87% Fixed
CodeX7X
Description

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 30/04/2022 then 2% until 30/04/2023
Term2
Rate3.11% Fixed
CodeX7Y
Description

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 30/04/2022 then 2% until 30/04/2023
Term5
Rate3.07% Fixed
CodeX7Z
Description

until 30/04/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.7% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 30/04/2023 then 3% until 30/04/2025 then 2% until 30/04/2026
Term5
Rate3.23% Fixed
CodeX8A
Description

until 30/04/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.7% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 30/04/2023 then 3% until 30/04/2025 then 2% until 30/04/2026

75% LTV | Residential Fixed Rates Print products

Term2
Rate2.87% Fixed
CodeX8B
Description

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 30/04/2022 then 2% until 30/04/2023
Term2
Rate3.11% Fixed
CodeX8C
Description

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 30/04/2022 then 2% until 30/04/2023
Term5
Rate3.07% Fixed
CodeX8D
Description

until 30/04/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.7% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 30/04/2023 then 3% until 30/04/2025 then 2% until 30/04/2026
Term5
Rate3.23% Fixed
CodeX8E
Description

until 30/04/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.7% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 30/04/2023 then 3% until 30/04/2025 then 2% until 30/04/2026

85% LTV | Residential Fixed Rates Print products

Term2
Rate3.37% Fixed
CodeX8F
Description

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 30/04/2022 then 2% until 30/04/2023
Term2
Rate3.62% Fixed
CodeX8G
Description

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 30/04/2022 then 2% until 30/04/2023
Term5
Rate3.43% Fixed
CodeX8H
Description

until 30/04/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 30/04/2023 then 3% until 30/04/2025 then 2% until 30/04/2026
Term5
Rate3.68% Fixed
CodeX8J
Description

until 30/04/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 30/04/2023 then 3% until 30/04/2025 then 2% until 30/04/2026

90% LTV | Residential Fixed Rates Print products

Term2
Rate3.72% Fixed
CodeX8K
Description

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 30/04/2022 then 2% until 30/04/2023
Term5
Rate3.80% Fixed
CodeX8L
Description

until 30/04/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 30/04/2023 then 3% until 30/04/2025 then 2% until 30/04/2026

All LTV | Residential Fixed Rates Print products

Term2
Rate3.89% Fixed
CodeX8M
Description

until 30/04/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 30/04/2022 then 2% until 30/04/2023
Term5
Rate3.99% Fixed
CodeX8N
Description

until 30/04/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 30/04/2023 then 3% until 30/04/2025 then 2% until 30/04/2026

All LTV | Residential Variable Rate Print products

TermAny Term
Rate4.09% Variable
Code9S8
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
None

75% LTV | First Start Fixed Rates Print products

Term2
Rate2.91% Fixed
CodeT8S
Description

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term5
Rate3.03% Fixed
CodeT8T
Description

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.7% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026

85% LTV | First Start Fixed Rates Print products

Term2
Rate3.62% Fixed
CodeT8U
Description

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term5
Rate3.68% Fixed
CodeT8V
Description

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026

90% LTV | First Start Fixed Rates Print products

Term2
Rate3.64% Fixed
CodeT8W
Description

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term5
Rate3.85% Fixed
CodeT8X
Description

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026

All LTV | First Start Fixed Rates Print products

Term2
Rate3.89% Fixed
CodeT8Y
Description

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term5
Rate3.99% Fixed
CodeT8Z
Description

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026

All LTV | First Start Variable Rate Print products

TermAny Term
Rate4.09% Variable
Code9S7
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
None

75% LTV | Help to Buy Fixed Rates Print products

Term2
Rate2.91% Fixed
CodeT9A
Description

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term5
Rate3.03% Fixed
CodeT9B
Description

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.6% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026

85% LTV | Help to Buy Fixed Rates Print products

Term2
Rate3.62% Fixed
CodeT9C
Description

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term5
Rate3.68% Fixed
CodeT9D
Description

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026

90% LTV | Help to Buy Fixed Rates Print products

Term2
Rate3.64% Fixed
CodeT9E
Description

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term5
Rate3.85% Fixed
CodeT9F
Description

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026

All LTV | Help to Buy Fixed Rates Print products

Term2
Rate3.89% Fixed
CodeT9G
Description

until 31/03/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/03/2022 then 2% until 31/03/2023
Term5
Rate3.99% Fixed
CodeT9H
Description

until 31/03/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/03/2023 then 3% until 31/03/2025 then 2% until 31/03/2026

All LTV | Help to Buy Variable Rate Print products

TermAny Term
Rate4.09% Variable
Code9S6
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
None

60% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) Print products

Term2
Rate2.97% Fixed
CodeX8P
Description

until 30/04/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.4% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 30/04/2022 then 2% until 30/04/2023
Term5
Rate3.17% Fixed
CodeX8R
Description

until 30/04/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.0% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 30/04/2023 then 3% until 30/04/2025 then 2% until 30/04/2026

75% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) Print products

Term2
Rate3.15% Fixed
CodeX8T
Description

until 30/04/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.4% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 30/04/2022 then 2% until 30/04/2023
Term5
Rate3.40% Fixed
CodeX8V
Description

until 30/04/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 30/04/2023 then 3% until 30/04/2025 then 2% until 30/04/2026

All LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) Print products

Term2
Rate3.99% Fixed
CodeX8X
Description

until 30/04/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.5% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 30/04/2022 then 2% until 30/04/2023
Term5
Rate4.30% Fixed
CodeX8Y
Description

until 30/04/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.5% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 30/04/2023 then 3% until 30/04/2025 then 2% until 30/04/2026

All LTV | Buy to Let Variable Rate | ICR (Interest Cover Ratio) Print products

TermAny Term
Rate4.59% Variable
Code5N9
Description

which is Bank of England Base Rate plus 4.49% for the entire mortgage term

The Overall Cost of Comparison
4.7% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
None

60% LTV | Buy to Let Fixed Rates | Top Slicing Print products

Term2
Rate2.97% Fixed
CodeY5H
Description

until 30/04/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.4% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 30/04/2022 then 2% until 30/04/2023
Term5
Rate3.17% Fixed
CodeY5K
Description

until 30/04/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.0% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 30/04/2023 then 3% until 30/04/2025 then 2% until 30/04/2026

75% LTV | Buy to Let Fixed Rates | Top Slicing Print products

Term2
Rate3.15% Fixed
CodeY5M
Description

until 30/04/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.4% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 30/04/2022 then 2% until 30/04/2023
Term5
Rate3.40% Fixed
CodeY5P
Description

until 30/04/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 30/04/2023 then 3% until 30/04/2025 then 2% until 30/04/2026

All LTV | Buy to Let Fixed Rates | Top Slicing Print products

Term2
Rate3.99% Fixed
CodeY5R
Description

until 30/04/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.5% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 30/04/2022 then 2% until 30/04/2023
Term5
Rate4.30% Fixed
CodeY5S
Description

until 30/04/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.5% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 30/04/2023 then 3% until 30/04/2025 then 2% until 30/04/2026

All LTV | Buy to Let Variable Rate | Top Slicing Print products

TermAny Term
Rate4.59% Variable
CodeY5T
Description

which is Bank of England Base Rate plus 4.49% for the entire mortgage term

The Overall Cost of Comparison
4.7% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
None

Product transfer

Is your customer thinking of transferring their mortgage rate? Find out what options are available to them.

How it works