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Transfer products

If your customer is looking to transfer their mortgage rate, you'll find all our existing customer products below.

Product transfer

Is your customer thinking of transferring their mortgage rate? Find out what options are available to them.

How it works

You can transfer their mortgage if you or your firm introduced your customer's current mortgage after June 2014. If you did not initially introduce your customer's mortgage or the mortgage started before June 2014, call our intermediary enquiry line on 0345 266 8928*

Use our new business products for new customer cases.

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Showing 54 Products

The Bank of Ireland Standard Variable Rate is currently 4.09%. The Bank of England Base Rate is currently 0.1%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 26/06/2020.

60% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.47% Fixed

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.7% APRC £1,495

None

3% until 31/07/2021 then 2% until 31/07/2022 NY4
2 Yrs 1.51% Fixed

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.7% APRC £995

None

3% until 31/07/2021 then 2% until 31/07/2022 NY5
2 Yrs 1.82% Fixed

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.7% APRC £0

None

3% until 31/07/2021 then 2% until 31/07/2022 NY6
5 Yrs 1.64% Fixed

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.1% APRC £1,495

None

4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025 QU8
5 Yrs 1.73% Fixed

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.1% APRC £995

None

4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025 QU9
5 Yrs 1.89% Fixed

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.1% APRC £0

None

4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025 QV2
75% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.56% Fixed

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.7% APRC £995

None

3% until 31/07/2021 then 2% until 31/07/2022 NZ2
2 Yrs 1.94% Fixed

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.7% APRC £0

None

3% until 31/07/2021 then 2% until 31/07/2022 NZ3
5 Yrs 1.76% Fixed

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.1% APRC £995

None

4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025 QV3
5 Yrs 2.01% Fixed

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.2% APRC £0

None

4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025 QV4
85% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.78% Fixed

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.7% APRC £995

None

3% until 31/07/2021 then 2% until 31/07/2022 NZ6
2 Yrs 2.16% Fixed

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.8% APRC £0

None

3% until 31/07/2021 then 2% until 31/07/2022 NZ7
5 Yrs 2.07% Fixed

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.3% APRC £995

None

4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025 QV5
5 Yrs 2.31% Fixed

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.3% APRC £0

None

4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025 QV6
90% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.32% Fixed

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.8% APRC £0

None

3% until 31/07/2021 then 2% until 31/07/2022 PX6
5 Yrs 2.54% Fixed

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.4% APRC £0

None

4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025 QV7
All LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.10% Fixed

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

4.0% APRC £0

None

3% until 31/07/2021 then 2% until 31/07/2022 PX8
5 Yrs 3.40% Fixed

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.9% APRC £0

None

4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025 QV8
All LTV | Residential Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Any Term 4.09% Variable

which is our Standard Variable Rate for the entire mortgage term

4.2% APRC £0

None

None 9S8
60% LTV | First Start Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.82% Fixed

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.7% APRC £0

None

3% until 31/07/2021 then 2% until 31/07/2022 QA5
5 Yrs 1.89% Fixed

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.1% APRC £0

None

4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025 QV9
75% LTV | First Start Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.94% Fixed

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.7% APRC £0

None

3% until 31/07/2021 then 2% until 31/07/2022 QA7
5 Yrs 2.01% Fixed

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.2% APRC £0

None

4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025 QW2
85% LTV | First Start Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.16% Fixed

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.8% APRC £0

None

3% until 31/07/2021 then 2% until 31/07/2022 QA9
5 Yrs 2.31% Fixed

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.3% APRC £0

None

4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025 QW3
90% LTV | First Start Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.32% Fixed

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.8% APRC £0

None

3% until 31/07/2021 then 2% until 31/07/2022 QB3
5 Yrs 2.54% Fixed

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.4% APRC £0

None

4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025 QW4
All LTV | First Start Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.10% Fixed

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

4.0% APRC £0

None

3% until 31/07/2021 then 2% until 31/07/2022 QB5
5 Yrs 3.40% Fixed

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.9% APRC £0

None

4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025 QW5
All LTV | First Start Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Any Term 4.09% Variable

which is our Standard Variable Rate for the entire mortgage term

4.2% APRC £0

None

None 9S7
60% LTV | Help to Buy Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.82% Fixed

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.8% APRC £0

None

3% until 31/07/2021 then 2% until 31/07/2022 QB7
5 Yrs 1.89% Fixed

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.4% APRC £0

None

4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025 QB8
75% LTV | Help to Buy Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.94% Fixed

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.8% APRC £0

None

3% until 31/07/2021 then 2% until 31/07/2022 QB9
5 Yrs 2.01% Fixed

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.4% APRC £0

None

4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025 QC2
85% LTV | Help to Buy Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.16% Fixed

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.9% APRC £0

None

3% until 31/07/2021 then 2% until 31/07/2022 QC3
5 Yrs 2.31% Fixed

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.5% APRC £0

None

4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025 QC4
90% LTV | Help to Buy Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.32% Fixed

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.9% APRC £0

None

3% until 31/07/2021 then 2% until 31/07/2022 QC5
5 Yrs 2.54% Fixed

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.6% APRC £0

None

4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025 QC6
All LTV | Help to Buy Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.10% Fixed

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

4.0% APRC £0

None

3% until 31/07/2021 then 2% until 31/07/2022 QC7
5 Yrs 3.40% Fixed

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.9% APRC £0

None

4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025 QC8
All LTV | Help to Buy Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Any Term 4.09% Variable

which is our Standard Variable Rate for the entire mortgage term

4.2% APRC £0

None

None 9S6
60% LTV | Buy to Let Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.50% Variable

until 31/07/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.2% APRC £1,995

None

3% until 31/07/2021 then 2% until 31/07/2022 PY9
2 Yrs 1.65% Fixed

until 31/07/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.2% APRC £995

None

3% until 31/07/2021 then 2% until 31/07/2022 PZ2
2 Yrs 2.23% Fixed

until 31/07/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.2% APRC £0

None

3% until 31/07/2021 then 2% until 31/07/2022 PZ3
5 Yrs 1.95% Fixed

until 31/07/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

3.6% APRC £1,495

None

4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025 PZ4
5 Yrs 2.25% Fixed

until 31/07/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

3.6% APRC £0

None

4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025 PZ5
75% LTV | Buy to Let Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.06% Fixed

until 31/07/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.2% APRC £995

None

3% until 31/07/2021 then 2% until 31/07/2022 PZ6
2 Yrs 2.43% Fixed

until 31/07/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.2% APRC £0

None

3% until 31/07/2021 then 2% until 31/07/2022 PZ7
5 Yrs 2.26% Fixed

until 31/07/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

3.7% APRC £1,495

None

4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025 PZ8
5 Yrs 2.40% Fixed

until 31/07/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

3.7% APRC £995

None

4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025 PZ9
5 Yrs 2.70% Fixed

until 31/07/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

3.8% APRC £0

None

4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025 QA2
All LTV | Buy to Let Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.53% Fixed

until 31/07/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.5% APRC £0

None

3% until 31/07/2021 then 2% until 31/07/2022 QA3
5 Yrs 4.30% Fixed

until 31/07/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.6% APRC £0

None

4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025 QA4
All LTV | Buy to Let Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Any Term 4.59% Variable

which is Bank of England Base Rate plus 4.49% for the entire mortgage term

4.7% APRC £0

None

None 5N9

60% LTV | Residential Fixed Rates Print products

Term2
Rate1.47% Fixed
CodeNY4
Description

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.7% APRC
Product Fee
£1,495
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2021 then 2% until 31/07/2022
Term2
Rate1.51% Fixed
CodeNY5
Description

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.7% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2021 then 2% until 31/07/2022
Term2
Rate1.82% Fixed
CodeNY6
Description

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.7% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2021 then 2% until 31/07/2022
Term5
Rate1.64% Fixed
CodeQU8
Description

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.1% APRC
Product Fee
£1,495
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025
Term5
Rate1.73% Fixed
CodeQU9
Description

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.1% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025
Term5
Rate1.89% Fixed
CodeQV2
Description

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025

75% LTV | Residential Fixed Rates Print products

Term2
Rate1.56% Fixed
CodeNZ2
Description

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.7% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2021 then 2% until 31/07/2022
Term2
Rate1.94% Fixed
CodeNZ3
Description

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.7% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2021 then 2% until 31/07/2022
Term5
Rate1.76% Fixed
CodeQV3
Description

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.1% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025
Term5
Rate2.01% Fixed
CodeQV4
Description

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.2% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025

85% LTV | Residential Fixed Rates Print products

Term2
Rate1.78% Fixed
CodeNZ6
Description

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.7% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2021 then 2% until 31/07/2022
Term2
Rate2.16% Fixed
CodeNZ7
Description

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2021 then 2% until 31/07/2022
Term5
Rate2.07% Fixed
CodeQV5
Description

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.3% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025
Term5
Rate2.31% Fixed
CodeQV6
Description

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.3% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025

90% LTV | Residential Fixed Rates Print products

Term2
Rate2.32% Fixed
CodePX6
Description

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2021 then 2% until 31/07/2022
Term5
Rate2.54% Fixed
CodeQV7
Description

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.4% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025

All LTV | Residential Fixed Rates Print products

Term2
Rate3.10% Fixed
CodePX8
Description

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2021 then 2% until 31/07/2022
Term5
Rate3.40% Fixed
CodeQV8
Description

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025

All LTV | Residential Variable Rate Print products

TermAny Term
Rate4.09% Variable
Code9S8
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
None

60% LTV | First Start Fixed Rates Print products

Term2
Rate1.82% Fixed
CodeQA5
Description

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.7% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2021 then 2% until 31/07/2022
Term5
Rate1.89% Fixed
CodeQV9
Description

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025

75% LTV | First Start Fixed Rates Print products

Term2
Rate1.94% Fixed
CodeQA7
Description

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.7% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2021 then 2% until 31/07/2022
Term5
Rate2.01% Fixed
CodeQW2
Description

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.2% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025

85% LTV | First Start Fixed Rates Print products

Term2
Rate2.16% Fixed
CodeQA9
Description

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2021 then 2% until 31/07/2022
Term5
Rate2.31% Fixed
CodeQW3
Description

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.3% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025

90% LTV | First Start Fixed Rates Print products

Term2
Rate2.32% Fixed
CodeQB3
Description

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2021 then 2% until 31/07/2022
Term5
Rate2.54% Fixed
CodeQW4
Description

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.4% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025

All LTV | First Start Fixed Rates Print products

Term2
Rate3.10% Fixed
CodeQB5
Description

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2021 then 2% until 31/07/2022
Term5
Rate3.40% Fixed
CodeQW5
Description

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025

All LTV | First Start Variable Rate Print products

TermAny Term
Rate4.09% Variable
Code9S7
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
None

60% LTV | Help to Buy Fixed Rates Print products

Term2
Rate1.82% Fixed
CodeQB7
Description

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2021 then 2% until 31/07/2022
Term5
Rate1.89% Fixed
CodeQB8
Description

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.4% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025

75% LTV | Help to Buy Fixed Rates Print products

Term2
Rate1.94% Fixed
CodeQB9
Description

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2021 then 2% until 31/07/2022
Term5
Rate2.01% Fixed
CodeQC2
Description

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.4% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025

85% LTV | Help to Buy Fixed Rates Print products

Term2
Rate2.16% Fixed
CodeQC3
Description

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2021 then 2% until 31/07/2022
Term5
Rate2.31% Fixed
CodeQC4
Description

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.5% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025

90% LTV | Help to Buy Fixed Rates Print products

Term2
Rate2.32% Fixed
CodeQC5
Description

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2021 then 2% until 31/07/2022
Term5
Rate2.54% Fixed
CodeQC6
Description

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.6% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025

All LTV | Help to Buy Fixed Rates Print products

Term2
Rate3.10% Fixed
CodeQC7
Description

until 31/07/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2021 then 2% until 31/07/2022
Term5
Rate3.40% Fixed
CodeQC8
Description

until 31/07/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025

All LTV | Help to Buy Variable Rate Print products

TermAny Term
Rate4.09% Variable
Code9S6
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
None

60% LTV | Buy to Let Fixed Rates Print products

Term2
Rate1.50% Variable
CodePY9
Description

until 31/07/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£1,995
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2021 then 2% until 31/07/2022
Term2
Rate1.65% Fixed
CodePZ2
Description

until 31/07/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2021 then 2% until 31/07/2022
Term2
Rate2.23% Fixed
CodePZ3
Description

until 31/07/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2021 then 2% until 31/07/2022
Term5
Rate1.95% Fixed
CodePZ4
Description

until 31/07/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
3.6% APRC
Product Fee
£1,495
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025
Term5
Rate2.25% Fixed
CodePZ5
Description

until 31/07/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
3.6% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025

75% LTV | Buy to Let Fixed Rates Print products

Term2
Rate2.06% Fixed
CodePZ6
Description

until 31/07/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2021 then 2% until 31/07/2022
Term2
Rate2.43% Fixed
CodePZ7
Description

until 31/07/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2021 then 2% until 31/07/2022
Term5
Rate2.26% Fixed
CodePZ8
Description

until 31/07/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
3.7% APRC
Product Fee
£1,495
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025
Term5
Rate2.40% Fixed
CodePZ9
Description

until 31/07/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
3.7% APRC
Product Fee
£995
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025
Term5
Rate2.70% Fixed
CodeQA2
Description

until 31/07/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
3.8% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025

All LTV | Buy to Let Fixed Rates Print products

Term2
Rate3.53% Fixed
CodeQA3
Description

until 31/07/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.5% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/07/2021 then 2% until 31/07/2022
Term5
Rate4.30% Fixed
CodeQA4
Description

until 31/07/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.6% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/07/2022 then 3% until 31/07/2024 then 2% until 31/07/2025

All LTV | Buy to Let Variable Rate Print products

TermAny Term
Rate4.59% Variable
Code5N9
Description

which is Bank of England Base Rate plus 4.49% for the entire mortgage term

The Overall Cost of Comparison
4.7% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
None

Product transfer

Is your customer thinking of transferring their mortgage rate? Find out what options are available to them.

How it works

Changes to our criteria

Close

We’ve made some temporary changes to our criteria, so we can continue to lend responsibly. Please see our Covid-19 page for more details.