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Further advance products

These products are available to existing customers only.

Further advance

Is your customer looking to borrow more?

How it works

A further advance can be taken if your customer has a standard residential or Buy to Let mortgage with us. If you didn't introduce your customer's current mortgage, or the mortgage started before June 2014, please call our enquiry line on 0345 266 8928* before giving advice.

Other restrictions apply, read our further advance page and lending criteria for more information.

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Showing 18 Products

The Bank of Ireland Standard Variable Rate is currently 4.09%. The Bank of England Base Rate is currently 0.1%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information is correct as at 14/01/2021.

75% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.11% Fixed

until 30/06/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

4.0% APRC £0

None

3% until 30/06/2022 then 2% until 30/06/2023 Y4J
5 Yrs 3.23% Fixed

until 30/06/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.8% APRC £0

None

4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026 Y4K
90% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.72% Fixed

until 30/06/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

4.2% APRC £0

None

3% until 30/06/2022 then 2% until 30/06/2023 Y4L
5 Yrs 3.80% Fixed

until 30/06/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

4.1% APRC £0

None

4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026 Y4M
90% LTV | Residential Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
Any Term 4.09% Variable

which is our Standard Variable Rate for the entire mortgage term

4.3% APRC £0 None KM8
90% LTV | First Start Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.72% Fixed

until 30/06/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

4.2% APRC £0

None

3% until 30/06/2022 then 2% until 30/06/2023 Y4N
5 Yrs 3.80% Fixed

until 30/06/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

4.1% APRC £0

None

4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026 Y4P
90% LTV | First Start Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
Any Term 4.09% Variable

which is our Standard Variable Rate for the entire mortgage term

4.3% APRC £0 None KN3
60% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.21% Fixed

until 30/06/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.5% APRC £0

None

3% until 30/06/2022 then 2% until 30/06/2023 L4A
5 Yrs 3.33% Fixed

until 30/06/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.1% APRC £0

None

4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026 L4C
75% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.38% Fixed

until 30/06/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.5% APRC £0

None

3% until 30/06/2022 then 2% until 30/06/2023 L4F
5 Yrs 3.58% Fixed

until 30/06/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.3% APRC £0

None

4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026 L5K
75% LTV | Buy to Let Variable Rates | ICR (Interest Cover Ratio) Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
Any Term 4.59% Variable

which is Bank of England Base Rate plus 4.49% for the entire mortgage term

4.8% APRC £0 None 6L6
60% LTV | Buy to Let Fixed Rates | Top Slicing Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.21% Fixed

until 30/06/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.5% APRC £0

None

3% until 30/06/2022 then 2% until 30/06/2023 L6M
5 Yrs 3.33% Fixed

until 30/06/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.1% APRC £0

None

4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026 L6N
75% LTV | Buy to Let Fixed Rates | Top Slicing Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 3.38% Fixed

until 30/06/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.5% APRC £0

None

3% until 30/06/2022 then 2% until 30/06/2023 M4D
5 Yrs 3.58% Fixed

until 30/06/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.3% APRC £0

None

4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026 M5Q
75% LTV | Buy to Let Variable Rates | Top Slicing Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
Any Term 4.59% Variable

which is Bank of England Base Rate plus 4.49% for the entire mortgage term

4.8% APRC £0 None 6P2

75% LTV | Residential Fixed Rates Print products

Term2
Rate3.11% Fixed
CodeY4J
Description

until 30/06/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.0% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 30/06/2022 then 2% until 30/06/2023
Term5
Rate3.23% Fixed
CodeY4K
Description

until 30/06/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026

90% LTV | Residential Fixed Rates Print products

Term2
Rate3.72% Fixed
CodeY4L
Description

until 30/06/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 30/06/2022 then 2% until 30/06/2023
Term5
Rate3.80% Fixed
CodeY4M
Description

until 30/06/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026

90% LTV | Residential Variable Rate Print products

TermAny Term
Rate4.09% Variable
CodeKM8
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.3% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
None

90% LTV | First Start Fixed Rates Print products

Term2
Rate3.72% Fixed
CodeY4N
Description

until 30/06/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 30/06/2022 then 2% until 30/06/2023
Term5
Rate3.80% Fixed
CodeY4P
Description

until 30/06/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026

90% LTV | First Start Variable Rate Print products

TermAny Term
Rate4.09% Variable
CodeKN3
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.3% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
None

60% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) Print products

Term2
Rate3.21% Fixed
CodeL4A
Description

until 30/06/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.5% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 30/06/2022 then 2% until 30/06/2023
Term5
Rate3.33% Fixed
CodeL4C
Description

until 30/06/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026

75% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) Print products

Term2
Rate3.38% Fixed
CodeL4F
Description

until 30/06/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.5% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 30/06/2022 then 2% until 30/06/2023
Term5
Rate3.58% Fixed
CodeL5K
Description

until 30/06/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.3% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026

75% LTV | Buy to Let Variable Rates | ICR (Interest Cover Ratio) Print products

TermAny Term
Rate4.59% Variable
Code6L6
Description

which is Bank of England Base Rate plus 4.49% for the entire mortgage term

The Overall Cost of Comparison
4.8% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
None

60% LTV | Buy to Let Fixed Rates | Top Slicing Print products

Term2
Rate3.21% Fixed
CodeL6M
Description

until 30/06/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.5% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 30/06/2022 then 2% until 30/06/2023
Term5
Rate3.33% Fixed
CodeL6N
Description

until 30/06/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026

75% LTV | Buy to Let Fixed Rates | Top Slicing Print products

Term2
Rate3.38% Fixed
CodeM4D
Description

until 30/06/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.5% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 30/06/2022 then 2% until 30/06/2023
Term5
Rate3.58% Fixed
CodeM5Q
Description

until 30/06/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.3% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026

75% LTV | Buy to Let Variable Rates | Top Slicing Print products

TermAny Term
Rate4.59% Variable
Code6P2
Description

which is Bank of England Base Rate plus 4.49% for the entire mortgage term

The Overall Cost of Comparison
4.8% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
None

Further advance

Is your customer looking to borrow more?

How it works