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Further advance products

These products are available to existing customers only.

Further advance

Is your customer looking to borrow more?

How it works

A further advance can be taken if your customer has a standard residential or Buy to Let mortgage with us. If you didn't introduce your customer's current mortgage, or the mortgage started before June 2014, please call our enquiry line on 0345 266 8928* before giving advice.

Other restrictions apply, read our further advance page and lending criteria for more information.

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Showing 20 Products

The Bank of Ireland Standard Variable Rate is currently 4.09%. The Bank of England Base Rate is currently 0.1%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information is correct as at 22/07/2020.

60% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.82% Fixed

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.7% APRC £0

None

3% until 31/12/2021 then 2% until 31/12/2022 QX6
5 Yrs 1.94% Fixed

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.2% APRC £0

None

4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 QX7
75% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 1.95% Fixed

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.8% APRC £0

None

3% until 31/12/2021 then 2% until 31/12/2022 RP3
5 Yrs 2.01% Fixed

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.2% APRC £0

None

4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 RP7
90% LTV | Residential Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.99% Fixed

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

4.1% APRC £0

None

3% until 31/12/2021 then 2% until 31/12/2022 RQ2
5 Yrs 3.20% Fixed

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.9% APRC £0

None

4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 RQ3
90% LTV | Residential Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
Any Term 4.09% Variable

which is our Standard Variable Rate for the entire mortgage term

4.2% APRC £0 None KM8
90% LTV | First Start Fixed Rates Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.99% Fixed

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

4.1% APRC £0

None

3% until 31/12/2021 then 2% until 31/12/2022 RQ8
5 Yrs 3.20% Fixed

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

3.9% APRC £0

None

4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 RQ9
90% LTV | First Start Variable Rate Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
Any Term 4.09% Variable

which is our Standard Variable Rate for the entire mortgage term

4.2% APRC £0 None KN3
60% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.23% Fixed

until 31/12/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.2% APRC £0

None

3% until 31/12/2021 then 2% until 31/12/2022 RT6
5 Yrs 2.25% Fixed

until 31/12/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

3.6% APRC £0

None

4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 RT7
75% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.43% Fixed

until 31/12/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.3% APRC £0

None

3% until 31/12/2021 then 2% until 31/12/2022 RT8
5 Yrs 2.70% Fixed

until 31/12/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

3.8% APRC £0

None

4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 RT9
75% LTV | Buy to Let Variable Rates | ICR (Interest Cover Ratio) Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
Any Term 4.59% Variable

which is Bank of England Base Rate plus 4.49% for the entire mortgage term

4.7% APRC £0 None 6L6
60% LTV | Buy to Let Fixed Rates | Top Slicing Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.23% Fixed

until 31/12/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.2% APRC £0

None

3% until 31/12/2021 then 2% until 31/12/2022 RU2
5 Yrs 2.25% Fixed

until 31/12/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

3.6% APRC £0

None

4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 RU3
75% LTV | Buy to Let Fixed Rates | Top Slicing Print products
Term Rate Description The Overall Cost of Comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 Yrs 2.43% Fixed

until 31/12/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

4.3% APRC £0

None

3% until 31/12/2021 then 2% until 31/12/2022 RU4
5 Yrs 2.70% Fixed

until 31/12/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

3.8% APRC £0

None

4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 RU5
75% LTV | Buy to Let Variable Rates | Top Slicing Print products
Term Rate Description The Overall Cost of Comparison Product Fee Early Repayment Charges (% of the sum repaid) Code
Any Term 4.59% Variable

which is Bank of England Base Rate plus 4.49% for the entire mortgage term

4.7% APRC £0 None 6P2

60% LTV | Residential Fixed Rates Print products

Term2
Rate1.82% Fixed
CodeQX6
Description

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.7% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/12/2021 then 2% until 31/12/2022
Term5
Rate1.94% Fixed
CodeQX7
Description

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.2% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025

75% LTV | Residential Fixed Rates Print products

Term2
Rate1.95% Fixed
CodeRP3
Description

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.8% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/12/2021 then 2% until 31/12/2022
Term5
Rate2.01% Fixed
CodeRP7
Description

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.2% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025

90% LTV | Residential Fixed Rates Print products

Term2
Rate2.99% Fixed
CodeRQ2
Description

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/12/2021 then 2% until 31/12/2022
Term5
Rate3.20% Fixed
CodeRQ3
Description

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025

90% LTV | Residential Variable Rate Print products

TermAny Term
Rate4.09% Variable
CodeKM8
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
None

90% LTV | First Start Fixed Rates Print products

Term2
Rate2.99% Fixed
CodeRQ8
Description

until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
4.1% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/12/2021 then 2% until 31/12/2022
Term5
Rate3.20% Fixed
CodeRQ9
Description

until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable

The Overall Cost of Comparison
3.9% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025

90% LTV | First Start Variable Rate Print products

TermAny Term
Rate4.09% Variable
CodeKN3
Description

which is our Standard Variable Rate for the entire mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
None

60% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) Print products

Term2
Rate2.23% Fixed
CodeRT6
Description

until 31/12/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/12/2021 then 2% until 31/12/2022
Term5
Rate2.25% Fixed
CodeRT7
Description

until 31/12/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
3.6% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025

75% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) Print products

Term2
Rate2.43% Fixed
CodeRT8
Description

until 31/12/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.3% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/12/2021 then 2% until 31/12/2022
Term5
Rate2.70% Fixed
CodeRT9
Description

until 31/12/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
3.8% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025

75% LTV | Buy to Let Variable Rates | ICR (Interest Cover Ratio) Print products

TermAny Term
Rate4.59% Variable
Code6L6
Description

which is Bank of England Base Rate plus 4.49% for the entire mortgage term

The Overall Cost of Comparison
4.7% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
None

60% LTV | Buy to Let Fixed Rates | Top Slicing Print products

Term2
Rate2.23% Fixed
CodeRU2
Description

until 31/12/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.2% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/12/2021 then 2% until 31/12/2022
Term5
Rate2.25% Fixed
CodeRU3
Description

until 31/12/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
3.6% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025

75% LTV | Buy to Let Fixed Rates | Top Slicing Print products

Term2
Rate2.43% Fixed
CodeRU4
Description

until 31/12/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
4.3% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
3% until 31/12/2021 then 2% until 31/12/2022
Term5
Rate2.70% Fixed
CodeRU5
Description

until 31/12/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term

The Overall Cost of Comparison
3.8% APRC
Product Fee
£0
Features

None

Early Repayment Charges (% of the sum repaid)
4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025

75% LTV | Buy to Let Variable Rates | Top Slicing Print products

TermAny Term
Rate4.59% Variable
Code6P2
Description

which is Bank of England Base Rate plus 4.49% for the entire mortgage term

The Overall Cost of Comparison
4.7% APRC
Product Fee
£0
Early Repayment Charges (% of the sum repaid)
None

Further advance

Is your customer looking to borrow more?

How it works

Changes to our criteria

Close

We’ve made some temporary changes to our criteria, so we can continue to lend responsibly. Please see our Covid-19 page for more details.