Further advance products | Post Office for Intermediaries

A further advance can be taken if your customer has a standard residential or Buy to Let mortgage with us. If you didn't introduce your customer's current mortgage, or the mortgage started before June 2014, please call our enquiry line on 0345 266 8928* before giving advice.

Other restrictions apply, read our further advance page and lending criteria for more information.

Showing 18 Products

The Bank of Ireland Standard Variable Rate is currently 4.09%. The Bank of England Base Rate is currently 0.1%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information is correct as at 14/01/2021.

75% LTV | Residential Fixed Rates Print products
Term	Rate	Description	The Overall Cost of Comparison	Product Fee	Features	Early Repayment Charges (% of the sum repaid)	Code
2 Yrs	3.11% Fixed	until 30/06/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable	4.0% APRC	£0	None	3% until 30/06/2022 then 2% until 30/06/2023	Y4J
5 Yrs	3.23% Fixed	until 30/06/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable	3.8% APRC	£0	None	4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026	Y4K

90% LTV | Residential Fixed Rates Print products
Term	Rate	Description	The Overall Cost of Comparison	Product Fee	Features	Early Repayment Charges (% of the sum repaid)	Code
2 Yrs	3.72% Fixed	until 30/06/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable	4.2% APRC	£0	None	3% until 30/06/2022 then 2% until 30/06/2023	Y4L
5 Yrs	3.80% Fixed	until 30/06/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable	4.1% APRC	£0	None	4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026	Y4M

90% LTV | Residential Variable Rate Print products
Term	Rate	Description	The Overall Cost of Comparison	Product Fee	Early Repayment Charges (% of the sum repaid)	Code
Any Term	4.09% Variable	which is our Standard Variable Rate for the entire mortgage term	4.3% APRC	£0	None	KM8

90% LTV | First Start Fixed Rates Print products
Term	Rate	Description	The Overall Cost of Comparison	Product Fee	Features	Early Repayment Charges (% of the sum repaid)	Code
2 Yrs	3.72% Fixed	until 30/06/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable	4.2% APRC	£0	None	3% until 30/06/2022 then 2% until 30/06/2023	Y4N
5 Yrs	3.80% Fixed	until 30/06/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable	4.1% APRC	£0	None	4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026	Y4P

90% LTV | First Start Variable Rate Print products
Term	Rate	Description	The Overall Cost of Comparison	Product Fee	Early Repayment Charges (% of the sum repaid)	Code
Any Term	4.09% Variable	which is our Standard Variable Rate for the entire mortgage term	4.3% APRC	£0	None	KN3

60% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) Print products
Term	Rate	Description	The Overall Cost of Comparison	Product Fee	Features	Early Repayment Charges (% of the sum repaid)	Code
2 Yrs	3.21% Fixed	until 30/06/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term	4.5% APRC	£0	None	3% until 30/06/2022 then 2% until 30/06/2023	L4A
5 Yrs	3.33% Fixed	until 30/06/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term	4.1% APRC	£0	None	4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026	L4C

75% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) Print products
Term	Rate	Description	The Overall Cost of Comparison	Product Fee	Features	Early Repayment Charges (% of the sum repaid)	Code
2 Yrs	3.38% Fixed	until 30/06/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term	4.5% APRC	£0	None	3% until 30/06/2022 then 2% until 30/06/2023	L4F
5 Yrs	3.58% Fixed	until 30/06/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term	4.3% APRC	£0	None	4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026	L5K

75% LTV | Buy to Let Variable Rates | ICR (Interest Cover Ratio) Print products
Term	Rate	Description	The Overall Cost of Comparison	Product Fee	Early Repayment Charges (% of the sum repaid)	Code
Any Term	4.59% Variable	which is Bank of England Base Rate plus 4.49% for the entire mortgage term	4.8% APRC	£0	None	6L6

60% LTV | Buy to Let Fixed Rates | Top Slicing Print products
Term	Rate	Description	The Overall Cost of Comparison	Product Fee	Features	Early Repayment Charges (% of the sum repaid)	Code
2 Yrs	3.21% Fixed	until 30/06/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term	4.5% APRC	£0	None	3% until 30/06/2022 then 2% until 30/06/2023	L6M
5 Yrs	3.33% Fixed	until 30/06/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term	4.1% APRC	£0	None	4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026	L6N

75% LTV | Buy to Let Fixed Rates | Top Slicing Print products
Term	Rate	Description	The Overall Cost of Comparison	Product Fee	Features	Early Repayment Charges (% of the sum repaid)	Code
2 Yrs	3.38% Fixed	until 30/06/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term	4.5% APRC	£0	None	3% until 30/06/2022 then 2% until 30/06/2023	M4D
5 Yrs	3.58% Fixed	until 30/06/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term	4.3% APRC	£0	None	4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026	M5Q

75% LTV | Buy to Let Variable Rates | Top Slicing Print products
Term	Rate	Description	The Overall Cost of Comparison	Product Fee	Early Repayment Charges (% of the sum repaid)	Code
Any Term	4.59% Variable	which is Bank of England Base Rate plus 4.49% for the entire mortgage term	4.8% APRC	£0	None	6P2

75% LTV | Residential Fixed Rates Print products

Term2

Rate3.11% Fixed

CodeY4J

Description: until 30/06/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable
The Overall Cost of Comparison: 4.0% APRC
Product Fee: £0
Features: None
Early Repayment Charges (% of the sum repaid): 3% until 30/06/2022 then 2% until 30/06/2023

Term5

Rate3.23% Fixed

CodeY4K

Description: until 30/06/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable
The Overall Cost of Comparison: 3.8% APRC
Product Fee: £0
Features: None
Early Repayment Charges (% of the sum repaid): 4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026

90% LTV | Residential Fixed Rates Print products

Term2

Rate3.72% Fixed

CodeY4L

Description: until 30/06/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable
The Overall Cost of Comparison: 4.2% APRC
Product Fee: £0
Features: None
Early Repayment Charges (% of the sum repaid): 3% until 30/06/2022 then 2% until 30/06/2023

Term5

Rate3.80% Fixed

CodeY4M

Description: until 30/06/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable
The Overall Cost of Comparison: 4.1% APRC
Product Fee: £0
Features: None
Early Repayment Charges (% of the sum repaid): 4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026

90% LTV | Residential Variable Rate Print products

TermAny Term

Rate4.09% Variable

CodeKM8

Description: which is our Standard Variable Rate for the entire mortgage term
The Overall Cost of Comparison: 4.3% APRC
Product Fee: £0
Early Repayment Charges (% of the sum repaid): None

90% LTV | First Start Fixed Rates Print products

Term2

Rate3.72% Fixed

CodeY4N

Description: until 30/06/2023 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable
The Overall Cost of Comparison: 4.2% APRC
Product Fee: £0
Features: None
Early Repayment Charges (% of the sum repaid): 3% until 30/06/2022 then 2% until 30/06/2023

Term5

Rate3.80% Fixed

CodeY4P

Description: until 30/06/2026 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable
The Overall Cost of Comparison: 4.1% APRC
Product Fee: £0
Features: None
Early Repayment Charges (% of the sum repaid): 4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026

90% LTV | First Start Variable Rate Print products

TermAny Term

Rate4.09% Variable

CodeKN3

Description: which is our Standard Variable Rate for the entire mortgage term
The Overall Cost of Comparison: 4.3% APRC
Product Fee: £0
Early Repayment Charges (% of the sum repaid): None

60% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) Print products

Term2

Rate3.21% Fixed

CodeL4A

Description: until 30/06/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term
The Overall Cost of Comparison: 4.5% APRC
Product Fee: £0
Features: None
Early Repayment Charges (% of the sum repaid): 3% until 30/06/2022 then 2% until 30/06/2023

Term5

Rate3.33% Fixed

CodeL4C

Description: until 30/06/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term
The Overall Cost of Comparison: 4.1% APRC
Product Fee: £0
Features: None
Early Repayment Charges (% of the sum repaid): 4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026

75% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio) Print products

Term2

Rate3.38% Fixed

CodeL4F

Description: until 30/06/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term
The Overall Cost of Comparison: 4.5% APRC
Product Fee: £0
Features: None
Early Repayment Charges (% of the sum repaid): 3% until 30/06/2022 then 2% until 30/06/2023

Term5

Rate3.58% Fixed

CodeL5K

Description: until 30/06/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term
The Overall Cost of Comparison: 4.3% APRC
Product Fee: £0
Features: None
Early Repayment Charges (% of the sum repaid): 4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026

75% LTV | Buy to Let Variable Rates | ICR (Interest Cover Ratio) Print products

TermAny Term

Rate4.59% Variable

Code6L6

Description: which is Bank of England Base Rate plus 4.49% for the entire mortgage term
The Overall Cost of Comparison: 4.8% APRC
Product Fee: £0
Early Repayment Charges (% of the sum repaid): None

60% LTV | Buy to Let Fixed Rates | Top Slicing Print products

Term2

Rate3.21% Fixed

CodeL6M

Description: until 30/06/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term
The Overall Cost of Comparison: 4.5% APRC
Product Fee: £0
Features: None
Early Repayment Charges (% of the sum repaid): 3% until 30/06/2022 then 2% until 30/06/2023

Term5

Rate3.33% Fixed

CodeL6N

Description: until 30/06/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term
The Overall Cost of Comparison: 4.1% APRC
Product Fee: £0
Features: None
Early Repayment Charges (% of the sum repaid): 4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026

75% LTV | Buy to Let Fixed Rates | Top Slicing Print products

Term2

Rate3.38% Fixed

CodeM4D

Description: until 30/06/2023 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term
The Overall Cost of Comparison: 4.5% APRC
Product Fee: £0
Features: None
Early Repayment Charges (% of the sum repaid): 3% until 30/06/2022 then 2% until 30/06/2023

Term5

Rate3.58% Fixed

CodeM5Q

Description: until 30/06/2026 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term
The Overall Cost of Comparison: 4.3% APRC
Product Fee: £0
Features: None
Early Repayment Charges (% of the sum repaid): 4% until 30/06/2023 then 3% until 30/06/2025 then 2% until 30/06/2026

75% LTV | Buy to Let Variable Rates | Top Slicing Print products

TermAny Term

Rate4.59% Variable

Code6P2

Description: which is Bank of England Base Rate plus 4.49% for the entire mortgage term
The Overall Cost of Comparison: 4.8% APRC
Product Fee: £0
Early Repayment Charges (% of the sum repaid): None