Further advance
Is your customer looking to borrow more?
How it works
These products are available to existing customers only.
Is your customer looking to borrow more?
How it worksA further advance can be taken if your customer has a standard residential or Buy to Let mortgage with us. If you didn't introduce your customer's current mortgage, or the mortgage started before June 2014, please call our enquiry line on 0345 266 8928* before giving advice.
Other restrictions apply, read our further advance page and lending criteria for more information.
The Bank of Ireland Standard Variable Rate is currently 4.09%. The Bank of England Base Rate is currently 0.1%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information is correct as at 22/07/2020.
| Term | Rate | Description | The Overall Cost of Comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
|---|---|---|---|---|---|---|---|
| 2 Yrs | 1.82% Fixed | until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
3.7% APRC | £0 | None | 3% until 31/12/2021 then 2% until 31/12/2022 | QX6 |
| 5 Yrs | 1.94% Fixed | until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
3.2% APRC | £0 | None | 4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 | QX7 |
| Term | Rate | Description | The Overall Cost of Comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
|---|---|---|---|---|---|---|---|
| 2 Yrs | 1.95% Fixed | until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
3.8% APRC | £0 | None | 3% until 31/12/2021 then 2% until 31/12/2022 | RP3 |
| 5 Yrs | 2.01% Fixed | until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
3.2% APRC | £0 | None | 4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 | RP7 |
| Term | Rate | Description | The Overall Cost of Comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
|---|---|---|---|---|---|---|---|
| 2 Yrs | 2.99% Fixed | until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
4.1% APRC | £0 | None | 3% until 31/12/2021 then 2% until 31/12/2022 | RQ2 |
| 5 Yrs | 3.20% Fixed | until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
3.9% APRC | £0 | None | 4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 | RQ3 |
| Term | Rate | Description | The Overall Cost of Comparison | Product Fee | Early Repayment Charges (% of the sum repaid) | Code |
|---|---|---|---|---|---|---|
| Any Term | 4.09% Variable | which is our Standard Variable Rate for the entire mortgage term |
4.2% APRC | £0 | None | KM8 |
| Term | Rate | Description | The Overall Cost of Comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
|---|---|---|---|---|---|---|---|
| 2 Yrs | 2.99% Fixed | until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
4.1% APRC | £0 | None | 3% until 31/12/2021 then 2% until 31/12/2022 | RQ8 |
| 5 Yrs | 3.20% Fixed | until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable |
3.9% APRC | £0 | None | 4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 | RQ9 |
| Term | Rate | Description | The Overall Cost of Comparison | Product Fee | Early Repayment Charges (% of the sum repaid) | Code |
|---|---|---|---|---|---|---|
| Any Term | 4.09% Variable | which is our Standard Variable Rate for the entire mortgage term |
4.2% APRC | £0 | None | KN3 |
| Term | Rate | Description | The Overall Cost of Comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
|---|---|---|---|---|---|---|---|
| 2 Yrs | 2.23% Fixed | until 31/12/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term |
4.2% APRC | £0 | None | 3% until 31/12/2021 then 2% until 31/12/2022 | RT6 |
| 5 Yrs | 2.25% Fixed | until 31/12/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term |
3.6% APRC | £0 | None | 4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 | RT7 |
| Term | Rate | Description | The Overall Cost of Comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
|---|---|---|---|---|---|---|---|
| 2 Yrs | 2.43% Fixed | until 31/12/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term |
4.3% APRC | £0 | None | 3% until 31/12/2021 then 2% until 31/12/2022 | RT8 |
| 5 Yrs | 2.70% Fixed | until 31/12/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term |
3.8% APRC | £0 | None | 4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 | RT9 |
| Term | Rate | Description | The Overall Cost of Comparison | Product Fee | Early Repayment Charges (% of the sum repaid) | Code |
|---|---|---|---|---|---|---|
| Any Term | 4.59% Variable | which is Bank of England Base Rate plus 4.49% for the entire mortgage term |
4.7% APRC | £0 | None | 6L6 |
| Term | Rate | Description | The Overall Cost of Comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
|---|---|---|---|---|---|---|---|
| 2 Yrs | 2.23% Fixed | until 31/12/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term |
4.2% APRC | £0 | None | 3% until 31/12/2021 then 2% until 31/12/2022 | RU2 |
| 5 Yrs | 2.25% Fixed | until 31/12/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term |
3.6% APRC | £0 | None | 4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 | RU3 |
| Term | Rate | Description | The Overall Cost of Comparison | Product Fee | Features | Early Repayment Charges (% of the sum repaid) | Code |
|---|---|---|---|---|---|---|---|
| 2 Yrs | 2.43% Fixed | until 31/12/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term |
4.3% APRC | £0 | None | 3% until 31/12/2021 then 2% until 31/12/2022 | RU4 |
| 5 Yrs | 2.70% Fixed | until 31/12/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term |
3.8% APRC | £0 | None | 4% until 31/12/2022 then 3% until 31/12/2024 then 2% until 31/12/2025 | RU5 |
| Term | Rate | Description | The Overall Cost of Comparison | Product Fee | Early Repayment Charges (% of the sum repaid) | Code |
|---|---|---|---|---|---|---|
| Any Term | 4.59% Variable | which is Bank of England Base Rate plus 4.49% for the entire mortgage term |
4.7% APRC | £0 | None | 6P2 |
until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable
None
until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable
None
until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable
None
until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable
None
until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable
None
until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable
None
which is our Standard Variable Rate for the entire mortgage term
until 31/12/2022 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable
None
until 31/12/2025 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 4.09% variable
None
which is our Standard Variable Rate for the entire mortgage term
until 31/12/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term
None
until 31/12/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term
None
until 31/12/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term
None
until 31/12/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term
None
which is Bank of England Base Rate plus 4.49% for the entire mortgage term
until 31/12/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term
None
until 31/12/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term
None
until 31/12/2022 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term
None
until 31/12/2025 then 4.59% variable which is Bank of England Base Rate plus 4.49% for the rest of the mortgage term
None
which is Bank of England Base Rate plus 4.49% for the entire mortgage term
Is your customer looking to borrow more?
How it worksWe’ve made some temporary changes to our criteria, so we can continue to lend responsibly. Please see our Covid-19 page for more details.